About Darby Payment Plan
Helping millions of consumers make informed decisions about Buy Now Pay Later and healthcare financing since 2023.
Our Story
Darby Payment Plan was founded in 2023 by financial professionals who saw a gap in the market: consumers were using Buy Now Pay Later services without fully understanding the terms, risks, and alternatives.
We started as a simple comparison site but quickly grew into a comprehensive resource. Today, over 2 million people visit Darby Payment Plan each month to research BNPL options, healthcare financing, and payment strategies.
Our team includes Certified Financial Planners (CFP®), former banking executives, and experienced consumer finance writers. We combine professional expertise with hands-on testing to deliver reviews you can trust.
What Makes Us Different
Expert Authors
Our content is written by CFP® certified professionals and reviewed by subject matter experts. We don't outsource to generic content mills.
First-Hand Testing
We personally sign up for and use the services we review. Our writers have active accounts with Klarna, Affirm, Afterpay, and more.
Independent Reviews
Companies cannot pay for positive reviews. We highlight cons and risks even for services we generally recommend.
Data-Driven Comparisons
We track fees, terms, and policies across all services and update our comparisons monthly. No outdated information.
Our Expert Team
Every piece of content is created by qualified professionals:
Michael Chen, CFP®
Lead Financial Analyst
12+ years in consumer finance. Former JP Morgan analyst. Wharton MBA.
Dr. Sarah Martinez, MBA
Healthcare Finance Specialist
15+ years in healthcare admin. Former Cleveland Clinic director. Johns Hopkins MBA.
Jessica Thompson
Senior Finance Writer
8+ years covering personal finance. Former NerdWallet and The Points Guy writer.
Our Editorial Standards
We hold ourselves to the highest standards:
- Fact-Checked: Every claim is verified through primary sources
- Expert-Reviewed: All content reviewed by CFP® professionals
- Regularly Updated: Monthly reviews to ensure accuracy
- Transparently Disclosed: Clear affiliate and advertising disclosures
- Reader-First: We highlight risks even when it might reduce revenue
As Seen In
Our research and analysis has been referenced by leading publications:
Contact Us
We'd love to hear from you:
General Inquiries
contact@darbypaymentplan.com
Press & Media
press@darbypaymentplan.com
Corrections
corrections@darbypaymentplan.com
Mailing Address
Darby Payment Plan
548 Market Street, Suite 35000
San Francisco, CA 94104